Skip to main content
These are quick answers to the questions people ask most about activating a Citi® credit card. Each links to a full article where one exists.
Activation is a security measure that helps prevent fraudulent charges if someone intercepts your card in the mail.
You can typically activate online, by phone, or in the Citi Mobile App.
Usually right away. There typically isn’t a delay between activation and when you can use the card.
Your account stays open, but you generally can’t make purchases. You’re still responsible for applicable fees, such as an annual fee. If the account stays unused for a long time, it may be closed.
Your card details and personal information such as the last 4 digits of your SSN or your date of birth. See Activation Quickstart.
Try activating it again or contact customer service. See After Activation.
No. This is an independent guide. Always activate through official Citi channels such as Citi.com/activate.